Idiots, morons, and American Express Gift Cards

Recently I received a holiday bonus from my boss in the form of an American Express Gift Card. This is the 2nd time I’ve gotten one of these, and I’m completely happy with the card. I remember being able to access a website to check my card balance, so I searched for “american express gift card” on Google and found the site for the AMEX gift card. But something caught my eye, and I decided to check it out before going and checking my balance. A Consumer Affairs website listing complaints about AMEX gift cards is where I ended up, and I started reading around for fun.

Here’s one of the complaints that made me chuckle:

Another hitch is you have to use for the exact amount of the card, and can not make up the difference, example: if you purchase something for $101. then it will be rejected and you will be billed $2.00 by AMX for going over the card limit. -David from Plano, TX

ITS A FREAKIN’ PREPAID CREDIT CARD!!! Does your normal credit card let you charge $101 when you only have $100 left, and not reject it and charge you fees? Most credit cards reject a transaction that goes over your balance. What makes this one worse is that its from a local idiot, as I live in Plano as well. Great job dumbass!

This one also made me laugh. This person’s a sales clerk and should know better, but again the idiot factor has played a huge role in her complaint:

I am complaining as a sales clerk and a recipient of an AX gift card. As a sales clerk when we have a customer use one with a balance, if they do not know the balance, we must stop, call a special 800 number to get balance, then continue This is a nightmare when we are busy. I recieved one last Christmas. I used part of it for a small purchase. Since then, every merchant I go to does not know how to find the balance so this card with approximately $80 is worthless to me. I now encourage customer and friends not to purchase them -Terri of Huntley IL

You are a true moron. As stated earlier, its not a gift card like you get from Target or Walmart. Its a prepaid credit card. Meaning only the cardholder can check the balance. Meaning that stores are NOT allowed to check the balance through an automated system. Meaning you, as a customer, need to do the work. And merchants have no authority or right to ask the consumer if there is enough balance. If there isn’t, it will automatically be deducted and the consumer will be charged for their stupidity. So if you know you have $80, just go use it. If the merchant asks, tell them they have no right to ask.. if they insist you tell them then guesstimate. And if you wanted to prove to me that you aren’t a complete idiot, you could simply flip over the card and call the 877 number on the back to get your balance. A phone number on the back of the card to call when you don’t know your balance – what an amazing concept!

I could go on and on about these idiots complaining about stupid shit, but I would prefer not to because I would be laughing for days at their antics. I’ve got a great idea – for Christmas, lets give all these complaining morons an AMEX gift and let them beat themselves to oblivion with their stupid complaints!

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One Response to “Idiots, morons, and American Express Gift Cards”

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